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What insurance are people using?

Instyle

Well-Known Member
Moderator
Please also read the Transportation Provider Agreement in full where it says and you agree to; by way of using the app

Hold Uber safe from any claims arising from passenger injury. It is for you to sort out in its entirety by yourself. So while Uber have a $5mil contingency coverage plan for passenger injury, not vehicle damage or your own injury, Uber aren't contractually obligated to allow you to call on this insurance, nor must they offer or cover you in the event a rider wishes to claim damages.
 

g00r

Well-Known Member
Uber provides up to US $5,000,000 contingent coverage for bodily injury and property damage to third parties. You only need your personal insurance.
So in the event that a driver runs in to another vehicle while carrying a passenger.
The passenger is covered by TAC insurance, which will cover the cost of an ambulance, rehabilitate and treatment for all injuries arising from any accident on Australian roads and so they would have no need to file claim against Uber's insurance.
The other car would be covered by the Uber insurance policy
The driver's car with their 'personal insurance' would have full right to deny the claim because they're carrying a passenger for 'fare or reward', but they would not be entitled to claim against Uber's insurance as they are the first party and would also be covered by TAC.
Which means, in an accident, everyone's covered except for the driver's car.

Is that a fair summation glados ?
 

UberNow

Active Member
So in the event that a driver runs in to another vehicle while carrying a passenger.
The passenger is covered by TAC insurance, which will cover the cost of an ambulance, rehabilitate and treatment for all injuries arising from any accident on Australian roads and so they would have no need to file claim against Uber's insurance.
The other car would be covered by the Uber insurance policy
The driver's car with their 'personal insurance' would have full right to deny the claim because they're carrying a passenger for 'fare or reward', but they would not be entitled to claim against Uber's insurance as they are the first party and would also be covered by TAC.
Which means, in an accident, everyone's covered except for the driver's car.

Is that a fair summation glados ?
I am eagerly waiting for a reply from glados.
 

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