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What insurance are people using?

Discussion in 'Adelaide' started by Broc, Sep 6, 2015.

  1. Broc

    Broc

    Location:
    Adelaide
    Any ideas on which insurance company should be used?
     
  2. glados

    glados

    Location:
    .
  3. Instyle

    Instyle Moderator

    Location:
    Gold Coast
    Please also read the Transportation Provider Agreement in full where it says and you agree to; by way of using the app

    Hold Uber safe from any claims arising from passenger injury. It is for you to sort out in its entirety by yourself. So while Uber have a $5mil contingency coverage plan for passenger injury, not vehicle damage or your own injury, Uber aren't contractually obligated to allow you to call on this insurance, nor must they offer or cover you in the event a rider wishes to claim damages.
     
    meluber and g00r like this.
  4. UberNow

    UberNow

    Location:
    Adelaide
    Driving:
    UberX
  5. So in the event that a driver runs in to another vehicle while carrying a passenger.
    The passenger is covered by TAC insurance, which will cover the cost of an ambulance, rehabilitate and treatment for all injuries arising from any accident on Australian roads and so they would have no need to file claim against Uber's insurance.
    The other car would be covered by the Uber insurance policy
    The driver's car with their 'personal insurance' would have full right to deny the claim because they're carrying a passenger for 'fare or reward', but they would not be entitled to claim against Uber's insurance as they are the first party and would also be covered by TAC.
    Which means, in an accident, everyone's covered except for the driver's car.

    Is that a fair summation gladosglados ?
     
  6. UberNow

    UberNow

    Location:
    Adelaide
    Driving:
    UberX
    I am eagerly waiting for a reply from glados.
     

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