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What Happens if by mistake we run over a person or child?

greg stewart

New Member
Driving west at 5 pm with blinding sun against our eyes, we make a right turn when a man or child runs across the road and we run over them by mistake, a genuine mistake. The insurance company will cancel our policy as we are driving an Uber passenger at that time. It is a different matter that the passenger will later be giving evidence against us. Uber’s policy so far has been to wash its hands off the driver, once he meets with an accident. The injured child or person who is the victim has to be compensated. Since the insurance company has cancelled the policy, the court will order us to sell our house and pay the victim compensation, plus garnishments from our pay as compensation for the victim in future. Now that we are driving without a proper insurance policy, we can also face a jail sentence. This is a genuine mistake and all of us can make mistakes. What do we do in such a case???
 

Fuzzyelvis

Well-Known Member
Driving west at 5 pm with blinding sun against our eyes, we make a right turn when a man or child runs across the road and we run over them by mistake, a genuine mistake. The insurance company will cancel our policy as we are driving an Uber passenger at that time. It is a different matter that the passenger will later be giving evidence against us. Uber’s policy so far has been to wash its hands off the driver, once he meets with an accident. The injured child or person who is the victim has to be compensated. Since the insurance company has cancelled the policy, the court will order us to sell our house and pay the victim compensation, plus garnishments from our pay as compensation for the victim in future. Now that we are driving without a proper insurance policy, we can also face a jail sentence. This is a genuine mistake and all of us can make mistakes. What do we do in such a case???
As opposed to on purpose?
 

greg stewart

New Member
  • Thread Starter Thread Starter
  • #5
You mean you've never done that?
Several people might have done it in the past, but they might have been clever enough in not getting caught. Question is what happens if you get caught. Please read my passage once again, in the past you might have been driving alone and might have sped away. Now you have passengers with you, who might give evidence against you. WARNING. Remember that.
 

TwoFiddyMile

Well-Known Member
Several people might have done it in the past, but they might have been clever enough in not getting caught. Question is what happens if you get caught. Please read my passage once again, in the past you might have been driving alone and might have sped away. Now you have passengers with you, who might give evidence against you. WARNING. Remember that.
What kind of sociopath are you?
I see you are about 1200 miles away in a different country, good.
Now do everyone a favor.
Sell your car, turn in your drivers license.
Clever enough to not get caught?
Oh my blood pressure.
 

djino

Well-Known Member
Driving west at 5 pm with blinding sun against our eyes, we make a right turn when a man or child runs across the road and we run over them by mistake, a genuine mistake. The insurance company will cancel our policy as we are driving an Uber passenger at that time. It is a different matter that the passenger will later be giving evidence against us. Uber’s policy so far has been to wash its hands off the driver, once he meets with an accident. The injured child or person who is the victim has to be compensated. Since the insurance company has cancelled the policy, the court will order us to sell our house and pay the victim compensation, plus garnishments from our pay as compensation for the victim in future. Now that we are driving without a proper insurance policy, we can also face a jail sentence. This is a genuine mistake and all of us can make mistakes. What do we do in such a case???
Several people might have done it in the past, but they might have been clever enough in not getting caught. Question is what happens if you get caught. Please read my passage once again, in the past you might have been driving alone and might have sped away. Now you have passengers with you, who might give evidence against you. WARNING. Remember that.
I don't get the question or relevance of this thread. Are you asking how one would try to escape liability at the time of the accident? Are you asking how would you deal with the repercussions of a serious Uber related accident once you are ticketed and found liable?

Greg, you have some serious moral/legal issues if the thought of turning such a serious accident into a Hit & Run type situation regardless of their being a passenger in the vehicle or not. You won't get away with it in any case as their will likely be witnesses, video cameras, collision repair work that would connect you to the scene of which will now be considered a "crime".

So perhaps your question involves around the driver doing what is morally and legally required after being in a serious accident involving an Uber passenger in your vehicle. Once police are called to the scene, you will obviously be required to present your insurance information and a police report will be done up to include that information. You'd also likely present your Uber info since the police officer will also likely be questioning your passenger.

So what happens after the accident? Your Insurance will likely deny the claim (for any injuries/damages coming from both the Driver and the injured party) and cancel your policy due to you driving outside the terms of your insurance policy by driving passengers around for compensation. Uber's $5,000,000 liability contingent insurance then pops in to protect the injured party.

$5 million should be enough to protect you from any claims made by the injured party unless you were found negligent in someway that caused the accident (i.e., you were talking/holding your cell phone and were not clearly paying attention, speeding, you were found to be under the influence of some drug/alcohol). Uber could also avoid/delay the compensation paid to the injured party which could mean the injured party goes directly after you. This could likely lead to several civil suits being filed against you by the injured party.

As for protecting your interest, you likely would need to get a lawyer on board right away so that they can do as much as they can to push Uber into paying for your car damages and for any punitive damages resulting from the hike in any pending insurance rates in addition to handling any civil suits filed against you by the injured party. This would likely take years unless Uber settles out of court and there is no guaranty for any positive outcome since there is no precedent for such a scenario.

djino
 
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biozon

Well-Known Member
What do we do in such a case???
What do you mean what do we do? First thing is you turn on your emergency light and call 911 immediately, then make sure no one else is going to hit this person/people and your car so it hits them again. Then you stop the recording on your vehicle DVR (which you have, because you are a sane and practical person and have your vehicle equipped with a DVR) and eject the memory card to store it in a safe place.

Then you wait for the police and cooperate fully.
 
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