What did your Personal Insurance say when ...

uberxii

New Member
I just called belair and was told I need to bump my $1million liability to $2million so which I did. Not sure why though, he had a hard time explaining it and I just gave up and agreed to it. My premium increased $350 annually for 2 vehicles.

My initial line was "I am thinking of signing up for uber . . blah blah"

Edit: Your vehicle must have collision and comprehensive coverage (Please correct me if I am wrong)
 

mjhawk

Active Member
I'm switching to Belair, talked to them today... They quoted me $10 cheaper than I'm paying at State Farm. Score since it includes the 2 mil liability. Guess State Farm was over charging me.
 

Manhoos

Well-Known Member
I'll sit quit until everything gets settled ... then take action accordingly.
Right now most companies and their agents have no clue whats going on.
 

TomP

Active Member
I am with Aviva. Phoned my broker who already knew about the UBER coverage. He removed the Aviva endorsement as I no longer need it and said I'm good to go.
I spoke to someone at the RideSharingCarInsurance.ca brokerage (the one that advertises at UberPeople) and he said that the Aviva endorsement is still required for those who are insured with Aviva and drive Uber. Who is your broker?
 

Uberchampion

Well-Known Member
I spoke to someone at the RideSharingCarInsurance.ca brokerage (the one that advertises at UberPeople) and he said that the Aviva endorsement is still required for those who are insured with Aviva and drive Uber. Who is your broker?
Ask him for it in writing....I bet he's scamming you because Uber pulled the carpet right out from under these guys by offering it for free...
 

uberxii

New Member
I would say if your current insurance provider is not uber friendly, switch to belair or intact. They're decent company and easy to deal with and usually cheaper than anybody else.
 

mjhawk

Active Member
Oh great, after figuring I'd go with Belaire they are mailing me an application, and after that it will take 17 days to process. Guess no ubering for ne for a while.

Eta- Would you suggest upping my liability to 2 mil with my non uber friendly ins privider for the time it takes to get the new policy??
 
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Aldagr8

Member
I am with Aviva. Phoned my broker who already knew about the UBER coverage. He removed the Aviva endorsement as I no longer need it and said I'm good to go.
I talked to a buddy of mine who is with Aviva. His broker confirmed that dropping the Ride sharing add on will not permit him to continue driving for Uber as they would deem it as a violation of the policy. Aviva top execs are still in discussion on how to handle this change. Only option my friend has is to stick with the add on or drop and switch over to Intact. According the Aviva broker, all intact insurance agents/brokers will give you the same rate. The penalty for cancelling Aviva policy mid term is last month of payment (Includes Auto insurance and Ride Sharing Add On)

I have no idea what your broker said but there is a clear contradiction here. You might want to clear it up with your broker again as they might deny your coverage under the assumption that you ain't driving for Uber anymore.
 

ap1342

Active Member
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My Insurance told me that they will not offer me insurance if I drive Uber. I called Belair and they refused me. I called Intact, and within some few minutes to about 2 hours, I'm insured. I think it is $1m liability coverage.

The Belair guy said most Insurance companies do not want to do Uber because it is new and they appear not to understand it
 

Aldagr8

Member
My Insurance told me that they will not offer me insurance if I drive Uber. I called Belair and they refused me. I called Intact, and within some few minutes to about 2 hours, I'm insured. I think it is $1m liability coverage.

The Belair guy said most Insurance companies do not want to do Uber because it is new and they appear not to understand it
Did the Belair guys refuse you because you said you will drive Uber or just because of any history with tickets/Violations etc? The seconds options would cause a price increase instead of an outright refusal.
 
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