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Warning: Dropped Insurance

marcus.laboy

New Member
Been with uber for a couple years and didnt notify my insurance company. When I had an accident, I was f*%$#ing dropped.. Went into the greenlight hub for help and there was an an Allstate office right inside. They offered me collision coverage specifically for uber drivers and I don't need to run the risk of being dropped or fly under the radar anymore. BEST DECISION.

~ Marcus
 

marcus.laboy

New Member
  • Thread Starter Thread Starter
  • #3
Nice! I didnt know that.. I'm sure a lot of other people dnt either. Allstate ended up being about $2 extra per month on top of my personal auto.
 

bobby747

Well-Known Member
lucky after being dropped u were able to get ins easy . with paying big buck...doing uber without ins co. knowing is a type of fraud...guys dont want to her it but its true
 

tsoley2190

Active Member
lucky after being dropped u were able to get ins easy . with paying big buck...doing uber without ins co. knowing is a type of fraud...guys dont want to her it but its true
The funny thing is most don’t care. Almost every insurance company will happily write it into your policy for you to rideshare.

State Farm wrote it into mine before they were even offering rideshare style insurance.
 

disp350

Well-Known Member
Been with uber for a couple years and didnt notify my insurance company. When I had an accident, I was f*%$#ing dropped.. Went into the greenlight hub for help and there was an an Allstate office right inside. They offered me collision coverage specifically for uber drivers and I don't need to run the risk of being dropped or fly under the radar anymore. BEST DECISION.

~ Marcus
Again, it sucks and it pisses me off to no end that Uber/Lyft will not tell new drivers ahead of time to make sure they have a personal policy that will cover rideshare/business/whatever you want to call it, while you are doing rideshare. As a new member to the forums, you can literally find dozens, if not hundreds of stories similar to yours. I am certainly glad it worked out for you, but for many others, no such luck.

I agree with JaneBond462's statement about Erie. Last year, my primary insurance for the family did not cover rideshare and I got a separate policy from Erie to cover me. This year, switched everything to Erie and the cost to have the one vehicle I use be listed as a business was about $50 more per year. The agent I use for them is terrific.
 

UberGeo

Well-Known Member
The funny thing is most don’t care. Almost every insurance company will happily write it into your policy for you to rideshare.

State Farm wrote it into mine before they were even offering rideshare style insurance.
Yes state farm... Only 230 month more.

Yeah that's right $2.30.

That thought I was going to drop our 40+ year relationship for 230, then it clicked in my head and we continued as business partners.
 

David Black

Member
Just signed up for the new Uber insurance that covers whatever they say it covers LOL . Now we plug in all the holes; Personal when the app is not on and "one Beacon" when the app is on. The cost is OK!
 

nurburgringsf

Well-Known Member
Been with uber for a couple years and didnt notify my insurance company. When I had an accident, I was f*%$#ing dropped.. Went into the greenlight hub for help and there was an an Allstate office right inside. They offered me collision coverage specifically for uber drivers and I don't need to run the risk of being dropped or fly under the radar anymore. BEST DECISION.

~ Marcus
How much did you end up paying out of pocket?
 

Jumpin Jim

Well-Known Member
How much did you end up paying out of pocket?
Good question. I take it there was no coverage for his accident. My understanding is it's the same for pizza delivery or any other commercial delivery. If you don't have a specific rider on your personal vehicle you are SOL if you have an accident.
 

Nitedriver

Well-Known Member
The funny thing is most don’t care. Almost every insurance company will happily write it into your policy for you to rideshare.

State Farm wrote it into mine before they were even offering rideshare style insurance.
state farm..nope they tried to cash in..
 

IthurstwhenIP

Well-Known Member
Just an FYI - I have Erie Insurance and to add business use (which would cover rideshare) to my vehicle cost only $72 add'l per year. Even though I no longer do Uber, I keep it on because it's so affordable.
Am I the only one who thinks 72 bucks is better in my pocket? Affordable...must be mice
 

bobby747

Well-Known Member
SOL. ITS BEEN THIER SCAM SINCE DAY 1. HIRE UBER X. DRIVERS. MAKE $$ON INS PER RIDE. DONT CARE THAT they commit ins fraud....
THIS IS ONE OM ME BIGGEST BEEFS WITH UBER...LYFT 2500 DUCT.. IS CRAZY
 
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