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USAA Deductible "Gotcha!"

Authority

Active Member
All so called "rideshare coverage" policies are not the same. If you're involved in an accident with Uber you'll pay a $1000 deductible and with Lyft it's $2000... even if you have USAA "rideshare coverage". That's a lot of money.

If you have State Farm or Geico rideshare coverage... you'll only pay your normal deductible (typically $500).
 

Older Chauffeur

Well-Known Member
All so called "rideshare coverage" policies are not the same. If you're involved in an accident with Uber you'll pay a $1000 deductible and with Lyft it's $2000... even if you have USAA "rideshare coverage". That's a lot of money.

If you have State Farm or Geico rideshare coverage... you'll only pay your normal deductible (typically $500).
I thought Lyft’s deductible was $2500. Did they lower it recently?
 

IR12

Well-Known Member
All so called "rideshare coverage" policies are not the same. If you're involved in an accident with Uber you'll pay a $1000 deductible and with Lyft it's $2000... even if you have USAA "rideshare coverage". That's a lot of money.

If you have State Farm or Geico rideshare coverage... you'll only pay your normal deductible (typically $500).
If you have a 500.00 deductible & do ridesharing, read everything twice even syllable by syllable and make sure you're ahead of the game.

I also have 500.0 deductible w/AAA so I know it's possible but never forget to CYA.
 

Authority

Active Member
  • Thread Starter Thread Starter
  • #5
If you have a 500.00 deductible & do ridesharing, read everything twice even syllable by syllable and make sure you're ahead of the game.

I also have 500.0 deductible w/AAA so I know it's possible but never forget to CYA.
I wasn't aware AAA offered rideshare thanks I'll check it out!
 
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