Sparkz786
Member
Hi Guys
Wondering if anyone would be able to advise, if you have nothing good to say kindly refrain from spamming.
A friend of mine was involved in an accident last year where he collided into another vehicle, he thought he was insured but turned out to be fake insurance bought from social media
The car he hit into was a hire car and his friend was driving it, so to settle the heat he paid the excess off for that car, and the hire company will be claiming from their insurance. As for his car he has to get repaired privately as it wasn’t insured
Anyway, months later a court letter has arrived from the hire car’s insurance trying to claim full costs for the damage on the car he hit into,
looks like a court proceeding letter and its between:
Hire Company
Vs
My friend (1st defendant)
And
MID (2nd defendant)
The letters mention things like:
The claimant is a prestige hire company. On the date of accident the claimant had hired out the vehicle. The first defendant collided into the rear of the claimant vehicle. The first defendant was not insured at the time of accident and therefore the second defendant is bring pursued under their uninsured losses agreement.
Also on the county court money claims centre letter it states:
- Net settlement figure is XXXX, the claimant hereby claims that sum from the first defendant and/or second defendant (following consolidation)
- a decleration that pursuant to the MIB agreement, the second defendant is liable to pay to or to the satisfaction of the claimant the sum of payable under such judgement including assessed costs.
Its a big sum around £40k and its something he cant afford, his already been in trouble for it and got 6 points and a fine from police.
Sounds to me MIB will pay, but maybe they will claim it from my friend later?. He doesnt earn much and hardly left with anything end of the month. So what can they exactly do? File for his bankcruptcy or be ok with £50 a month for the rest of his life?
His a good friend of mine and is pretty stressed
Post your thoughts please
Wondering if anyone would be able to advise, if you have nothing good to say kindly refrain from spamming.
A friend of mine was involved in an accident last year where he collided into another vehicle, he thought he was insured but turned out to be fake insurance bought from social media
The car he hit into was a hire car and his friend was driving it, so to settle the heat he paid the excess off for that car, and the hire company will be claiming from their insurance. As for his car he has to get repaired privately as it wasn’t insured
Anyway, months later a court letter has arrived from the hire car’s insurance trying to claim full costs for the damage on the car he hit into,
looks like a court proceeding letter and its between:
Hire Company
Vs
My friend (1st defendant)
And
MID (2nd defendant)
The letters mention things like:
The claimant is a prestige hire company. On the date of accident the claimant had hired out the vehicle. The first defendant collided into the rear of the claimant vehicle. The first defendant was not insured at the time of accident and therefore the second defendant is bring pursued under their uninsured losses agreement.
Also on the county court money claims centre letter it states:
- Net settlement figure is XXXX, the claimant hereby claims that sum from the first defendant and/or second defendant (following consolidation)
- a decleration that pursuant to the MIB agreement, the second defendant is liable to pay to or to the satisfaction of the claimant the sum of payable under such judgement including assessed costs.
Its a big sum around £40k and its something he cant afford, his already been in trouble for it and got 6 points and a fine from police.
Sounds to me MIB will pay, but maybe they will claim it from my friend later?. He doesnt earn much and hardly left with anything end of the month. So what can they exactly do? File for his bankcruptcy or be ok with £50 a month for the rest of his life?
His a good friend of mine and is pretty stressed
Post your thoughts please