I am in NJ and have been using the Uber/Go Bank card for a few months now. It is most certainly an instant transfer and there are no low limits (ie: Lyft you need to have $50.50 in order to transfer) and the transfer is free (Lyft charges $0.50). In the last month Uber has also begun to allow transfers to other banks for a fee of $0.50, again with a low end limit of $1.00 I like the fact that I get to hold my money instead of letting it sit in Uber's accounts for up to 10 days, and the fact that the cost is nominal if not free.Is this for every partners? I do have the option for instant transfer but I would have to apply gobank which I don't want to do. I've emailed Uber supper and they said that instant transfer is not yet available in NJ.