Uber App reverted to older version-unable to Instant Pay

1- My PNC bank doesn't accept instant pay sometimes.
2- Changed debit card info to GoBank
3- Got a text saying suspicious change on payment method
4- Try to cash out but Instant Pay is now disabled, error message was like " you need to do at least 25 trips in the last two week", good lord, I've done over 30 trips in the last two weeks.
5-Logged out-logged back in, the older version appeared, where you could only choose your type of vehicles, the old interface.
6-Update the app, the new interface is back, where I can click Preferences to change my preferred trip type again.

And the instant Pay option is still grayed out. wtf