I have checked on a few options for Texas drivers, and here is what I learned: I asked my independent agent a "hypothetical" about rideshare drivers, and auto insurance. Here are some things he told me. In addition to Geico, USAA, and Allstate, other companies working on products for 2016 including Foremost, and Mercury. About half the companies he represents will non-renew if they find out you are driving. There is a question, as to whether some of them would attempt to deny a personal claim if they found out. He is working on getting clarification of this. He doubted that they would find out, unless you volunteered that information to them. I called a local Allstate office, and asked them about their "Ride for Hire" endorsement. Like the standard policy, it does not cover anything while you are on a trip (or traveling to pick up). However, it does provide insurance to fill in the gap when you are app-on and waiting for a request. The agent had no pricing info, but did not think it was going to be onerous. The Allstate product will be available on Dec 7, 2015. I asked her if they could write a policy on Dec 7. She said yes. I asked further about Allstate, and whether they would try to deny a personal claim on a car being used for rideshare. She said no, and she said, "When making a claim, never say more than you have to. They will not ask if you are a rideshare driver, so don't volunteer that information." She also said that the more you talk to a claims agent, the more likely they are to find a way to deny the claim, any claim. So, keep it minimal. She also said they would not play the non-renewal card if they found out. (I'm not sure if she really knows this, or just believes it.) If I get further info from these sources, I will let you know. PS: In Texas, auto policy cancellation, is very difficult for the insurers, mostly they non-renew.