How do you feel about people calling in rides for other people when they will not be riding in your car? I think it is a huge liability risk to take a passenger that is not on the waybill or insurance policy. My policy is if the person who booked the ride is not present at pickup then nobody gets a ride. Uber either needs to modify the app so someone doing this can put the name of who we are picking up into the trip request or not allow it. Why should we poor drivers have to bear all of the risk because of an oversight on the part of a multi-billion dollar corporation? If I get in an accident and the person listed on Uber's insurance isn't in my vehicle but his friend is do you think James River will cover it? Insurance companies will find any way they can to weasel out of paying a claim, this one is a slam dunk. If you think Uber will have your back, think again, they will just claim you picked up the wrong passenger and wash their hands of it.