So I been crunching numbers and thinking this over for a while now, and I've decided to come nearly to the decision that owning/financing is better than renting (leasing I'm sure is a monster all by itself and I won't bother with that). Here's what I've deduced thus far. Owning I don't have to wait hand and foot on the rental company (buggy) to take forever to change the oil (two hours for a 20 minute job). Also I can use better oil than the crap stuff that can't last for more than a month and is still failing. I can do the maintenance mysef instead of being forced to travel 45+ miles just to change a light bulb (I'm not joking folks. Buggy does not under most circumstances allow the driver to do work on the car unless it's an emergency). The cost of insurance and note vs rental per month is vastly cheaper. I'm not stuck with just liability insurance. I can keep the car once I'm done with Uber Cons I have to pay my own insurance. I have to pay for my own maintenance The car is my responsibility. ---- I crunched the numbers and since I have good credit, I can get a certified pre-owned vehicle with a car not as expensive as $200/mo. That includes interest. Talking with Lonestar, they gave me an estimated full coverage insurance for $700/mo. So together combined that's a maximum total of $900-$1K/mo. I know that sounds like a lot, but with buggy, I pay $469/week. That's $1876/mo. And the insurance is only liability AND the company uses the cheapest maintenance materials on the car. For example, I had my passenger low beam headlight out and had to get it replaced. If I did it myself it would have costed me $20 for a high quality bulb (part cost, self labor) that is actually bright. Instead I got a bulb that just barely looks like it's on. And I had to wait 50 minutes for the change. 30 minutes was spent waiting in queue. A cop thought the light was out while I was on the highway. Yes oil costs $30 every 3 months, but I don't have to waste gas to have someone else do it and I can use the good stuff. Same can be said about the brakes, capillars, etc (barring engine and transmission work). Plus more money in my bank account. Now I'm sure there are some cons of owning I'm missing. Finding another job isn't hard so that's not an issue. But if you gents have some issues that I'm missing, please feel free to let me know. I'm always down for some more knowledge.