It happened in Jacksonville Florida, 8pm ish. The young man gets in back and asks me if I have a cash card. I ask, " What is a cash card?" He then said a thing to get cash. I said, " Oh a debit card". He then said yeah and I told him nope, I only have savings(Total lie). Then he asks about people who pay with cash which was another odd question since he should already know how Uber/Lyft pays. His questions just continued to seem like he was sizing me up. He then started talking about needing to get money to send to his baby mama. I told him that Walmart has moneygram and it is instant, very low fee etc. He said he didn't have money to send. Then I happen to look at his drop off and it is an an area I never accept rides from at night. I subtlely opened up my 911 emergency button on my phone, unholster my 357 and lay it under my left thigh ready to at least get one shot off if something happened. Then he gets a call, says something real quiet like " Nah man, Im gonna stop now, ill hit you up after". He then says I can drop him off where we were, still a good few miles from his destination. Needless to say, I was freaked out but surprised how calm I was. I honestly think this kid was trying to see if I was worth robbing. If we denied every ride without a photo or being the named person, there would be no rides. People like this kid are why many, many drivers I know refuse any ride from particular zip codes. Have a Merry safe Christmas everyone and be careful out there.