As a NC resident there are few to no Insurance options specifically for RS. From this forum I understood LM was one Insurance company who wouldn't drop you or care if you did RS. I went online and got a quote for the car I plan to use for RS. I specifically said I was using for "business purposes". They called and said they can give me a better rate...so I mentioned to the agent that I am separating this vehicle from 2 others (insured by GEICO) and most of the use will be RS 2-3 days a week (I plan to give this car to my son when he is fully licensed in 8 mos). He stated as far as he knew that using it for RS wasn't allowed, but put me on hold and said "let me check on that". 3 minutes later he came back and said that using it that way wasn't a problem, finished up with a decent Quote of about 67$/mo full coverage. The main point is. that I was totally upfront about how I said I would use the vehicle, both with filling out the app and in-person. I am of the age and financial status that I just don't need problems. Until Geico gets a decent RS add on in NC I want to be sure my insurance isn't in jeopardy.