This really S H O U L D go into the Advice forum; I've been on UberPeople.net for 1-1/2 years now. I'm reading the progressively desperate tone of drivers concerning their financial condition, and how these feudal-lord "Gig Economy" companies are cutting their income potential, and in some instances even blocking their ability to make money. This post is for people who do not have the luxury of turning their app off. If cognitive dissonance or hard/stern speech makes you uncomfortable, please do not read any further. This is not a touchy-feely post. First, I've been studying finance and human affairs in government, war and business for many years now, and I can tell you of a certainty that we are no longer living in a nation ruled by law—as in under the Supreme Law of the Land—The Constitution. Going forward, people will have to learn the new rules. Here they are: 1) Only people who choose their words wisely, keep their eyes open and move when action is needed will survive. 2) Only people who have resources will have some semblance of liberty. People/groups/corporations possessing vast amounts of wealth will (directly or indirectly) dispense or grant access to those resources. 3) People who complain too much, or without being in possession of their reason, will be left behind. People who are positive and understand that the reason for human beings' existence is to serve, will find purpose and will (have a chance to) find meaning. 4) There are no guarantees. [WHEW!] Ok, now that that's out of the way, here's the advice: If you can meet all you're financial obligations without sweat (worry), on time, consistently, year-in-and-year-out, you will be free from financial stress (and seriously jack-up your credit score [if you're into that]). Being free from financial stress will in turn free-up mental and physical energies to concentrate on gaining access to resources (think; skills advancement, networking, starting your own business (which takes VAST amounts of time & resources!!), etc.. Gaining resources will in turn enable you to—and this is an endpoint—serve on your terms!! You're probably saying, "Circle1, how am I supposed to meet all my financial obligations next month, let alone year-in-and-year out??" Or, "I have dependents that I care for, and bills that aren't going away for as long as I'm on this Earth!" Is this a Chicken-Egg riddle??? No! There is now a permanent underclass in the United States—actually, there's always been one all over the world, but we've been a genteel, polite and "advanced" society for so long we've conveniently transformed these people into something, err . . . something more palatable. You don't believe you'll wind up in this category? OkayhaveanicedayBUHBYE! But, are you in this category? Do you think you might join this category soon? Wouldn't it therefor be better to be underclass on your terms?! F I N A L L Y If you will see the sheer advantage, swallow your pride, make preparations and marshal what resources you do have (esp. friends and family), then here's how you can have a chance at staying well above the poverty line for the rest of your put-togethers: Live two "klicks" above the homeless for at least one year, preferably two+. Strip yourself of just about everything that WAS considered standard-of-living over the past 60 or 70 years in Western Societies (with the obvious exception of advancements in health and sanitation, of course!). For some people, that's going to mean living out of a car . . . well, wouldn't you rather do that knowing that there would most-likely be an end to it (all other things remaining equal [no guarantees]?? Hell, I did it. I may have to do it again, for all I know!