Has anyone else had this happen? I leased car with $250 down in 2016. After some time Xchange was unable to take my payments. I called and called to resolve this as I did not want to get behind and I was never contacted again by Xchange or fair.... it’s Been 4 years and I still have the car. My buyout option was in 2019... I’ve done work to the car and it’s in good shape but it’s not worth my buyout anymore. I’m wondering if I just keep it registered and insured and keep using it or fight to get it in my name... I held my end of the deal as best as possible, I have documentation and emails with Xchange telling me that they will reach out as soon as they can take payment, they couldn’t locate my account. I truly believe that my car fell through the cracks or record of it was lost before inventory was sold to Fair. No one knows this car is missing... I still have original contract and buyout amount. I’m still technically waiting for someone to reach out to me, so legally I’m Ok. Just wondering if there is a way to get this car in my name for less than that buyout. I wouldn’t work with Fair, they don’t know this car exists and I can’t work with Xchange, they no longer exist...Is there a legal way to get this car transferred to me? They broke contract and conditions, meanwhile car depreciated so terms aren’t the same. But yah, 4 years I’ve had and cared for this car and have been waiting for someone to advise me how pay and they have not? I can’t be the only one. Has this happened to anyone else??