Do you have comprehensive insurance?


Did you guys know that if you don't have comprehensive insurance and you incur damage requiring that sort of coverage, and you don't have it you also will not be covered by Uber's insurance?

I just got off the phone with an adjuster from James River - Uber's super duper insurance company due to rider inflicted damage, but my estimate doesn't meet their $1000 deductible. He also told me that if my estimate had met the deductible they would only cover the damage if I had comprehensive insurance on my personal policy. He said the thinking goes like this, "why would Uber cover you for something you're not willing to pay for yourself."

Just thought I'd share this info, in case, someone here didn't know how the insurance works.