The two options you have are:
1. NRMA Rideshare. Limited to 20 hrs a week, however the argument is always how will they know how many hours you have done.
2. ALLIANCE. No cap on hours however a little more expensive.
Yes it is important to have this type of insurance. If your insurance company finds out you do not and you have accident with a customer on board then they might not cover you. OUCH. Remember if you do have an accident you can get a free replacement car if NON at Fault from KROOZ. Even if At Fault I think they work something out with you.
Been with Allianz for nearly a year now, renewal is now $400, same as last year, but, if I want rideshare cover it will be $680..........70% extra.
How can they justify that? Any other business use is $510, looks like we are being singled out once again for special treatment.
What ever happened to anti discrimination laws?