Not many choices in NJ, and who knows if UE will stick with me or even cover basic stuff. Very worried about the insurance issue.
Is it doable to stay with my current insurance while I decide?
If you are online with UE and waiting for an order, your vehicle isn't covered by anybody if you don't have rideshare or commercial coverage. Before I got the coverage, I would just sit in my parked car whenever I was in that status, and if I wanted to drive at all, I would go offline. Now I don't have to worry about that.
Apparently Farmers and State Farm offer rideshare coverage in NJ. Not sure about their rates.