• UberPeople.NET - Independent community of rideshare drivers. It's FREE to be a person and enjoy all the benefits of membership. JOIN US! CLICK HERE

Black Ice Accident

Seamus

Well-Known Member
No. He did not ask for advice. Read the post. He asked what happens next.
Actually his first sentence said I need advice.

Not saying your wrong but I hope the worst doesn't happen. It sucks that your going through similar issues. Having an accident is every drivers worst nightmare. Creates a total mess to deal with.

I was rear ended on the way to pick up a pax. I am very thankful I didn't have a pax in my car. I was lucky in the sense I was rear ended, no pax, and it was a beer truck so it was a commercial company that hit me. Didn't even report the accident to Uber or my insurance company. The company that hit me paid for everything. Got lucky that time but every day we take a risk.
 
Last edited:

backstreets-trans

Well-Known Member
Well at least JustTreat broke down every possible worst case scenario so at least you know if you go through anything less you'll be thankful and prepared.
I agree 100% with the post but he left out the worst part for the driver. Uber or any insurance company is going to low ball him on the value of his/her vehicle. So if you were driving a newer vehicle for Uber for a while then all those miles have depreciated your car faster than normal. With the insurance payoff on your totaled car you will be several thousand dollars upside down on your loan.
 

JustTreatMeFair

Active Member
Do what your telling me is other drivers wre not driving according to conditions barring themselves s from avoiding an obstacle.... wrong
The ice on the road is something the driver should be aware of the possibility of and vigilant to avoid. Drivers can be better prepared for inclement weather by use of proper equipment, slowing down and being more aware.

If you are driving down the road and there is an unexpected obstacle that just bounced off a guard rail that comes back in the lane in front of you it is kind of difficult to prepare for that. No different than having the right of way and someone fails to yield and T-Bones you.

I know common sense eludes many here or they would not be so quick to defend practices designed to take advantage of the ignorant.

I agree 100% with the post but he left out the worst part for the driver. Uber or any insurance company is going to low ball him on the value of his/her vehicle. So if you were driving a newer vehicle for Uber for a while then all those miles have depreciated your car faster than normal. With the insurance payoff on your totaled car you will be several thousand dollars upside down on your loan.
Wait! Where is that caucus of members that do not believe in depreciation? The group that believes people have no business driving a financed vehicle is certainly present.
 

Juggalo9er

Well-Known Member
The ice on the road is something the driver should be aware of the possibility of and vigilant to avoid. Drivers can be better prepared for inclement weather by use of proper equipment, slowing down and being more aware.

If you are driving down the road and there is an unexpected obstacle that just bounced off a guard rail that comes back in the lane in front of you it is kind of difficult to prepare for that. No different than having the right of way and someone fails to yield and T-Bones you.

I know common sense eludes many here or they would not be so quick to defend practices designed to take advantage of the ignorant.



Wait! Where is that caucus of members that do not believe in depreciation? The group that believes people have no business driving a financed vehicle is certainly present.

Guilt by proxy does not exist with secondary accidents....I catm cite case law
 

dauction

Well-Known Member
AFTER HE hit a guardrail and became an obstacle in the road they could not avoid. He is at fault.

.
UMM NO that isn't how it works ... the other cars Hit HIM...they will be ruled at fault for that part of the accident for FOLLOWING TO CLOSE .

His responsibility is His Vehicle and the Guardrail...That's what HE HIT

BTW..BLACKICE .. Just put on Toyo Winter Tires ..they have crushed Black walnut shells in the rubber compound..they walnut shells have a hardness about half that of diamonds (grips the ice).. I specifically purchased them because our winters have lots of black ice at intersections and roads
 
Last edited:

DollarFree

Well-Known Member
U didn’t lose control on black ice, u swerved to avoid something or someone, invent based on local conditions.
 

tohunt4me

Well-Known Member
I need advice (of course)

I just had a bad accident while Uber driving.

I was taking two people to the airport until I hit some black ice. Lost control of the car and hit the rail of the bridge... But then we get hit again by a different car... And then again by a different car. And then one last time minutes later (after the two passengers jumped ship).

I already filed an accident report with Uber and was wondering what happen next.

Kole
After reporting it to Uber and the first thing you will see will be your driver account get de-activated while the accident is "investigated".

You will need to make a report to Uber's Insurance Company to get the process started for car repairs and any injury claim you have.

You will be directed to a repair facility you will owe the first $1000 towards any repairs made.

They will NOT pay for a rental while your vehicle is being repaired.

You have the option of reporting it to your Insurance Company but unless you carry Ride Share Insurance with YOUR Insurance Carrier you will probably see your Insurance Canceled. The majority of Insurance companies strictly prohibit the use of your personal vehicle for commercial purposes which is what ride share is.

So now you are owing $1,000, can't drive for Uber, don't have a vehicle and waiting on the results of their investigation.

You hit Black Ice and impacted a Rail. This will almost definitely be determined to be your fault with the reasoning being that you were negligent in being aware of existing hazardous conditions. You could/should have adjusted your driving (slower, more cautious, snow tires, etc) to account for those conditions.

Your vehicle is getting fixed but at this point, with fault laid on you, UBER'S insurance does not cover YOU for any of your personal injuries. Nor will your Insurance Company because they are probably already terminating your policy.

Can it get worse?

Of course.

You hit a rail and became an obstacle for each of the vehicles that hit you afterwards. They are going to file claims. If they have your personal insurance company information as a result of the police report or you exchanging information your personal insurance company will need to know the UBER connection and they will try to deflect it to UBER's

Someone most likely got hurt and there is a MILLION dollar Liability Policy in play so be prepared to be named in a civil Law Suit along with UBER, UBER's Insurance Company and Your Insurance Company that information. If they do not have it up front expect to be deposed on it.

If/When YOUR Insurance Carrier terminates you your defense in the matter will be left to you to pay for.

In the mean time, since you are desperate for cash flow to deal with your mounting financial and medical issues, if you drive for LYFT know that THEIR Deductible is $2,500 and the same experience awaits you.

A few weeks into this be prepared for depression, the need for treatment and meds for that followed possibly by Bankruptcy. Re-post at that point and I'll explain what happens then to you.

Ever hear the phrase "Doubling Down on Stupid"? That's what continuing to drive ride share at this point means to you.

Oh Yeah...... You, most likely, will never see your account re-activated. There were just too many others involved and there is going to be a very expensive pay-out for Uber's insurance carrier.

All of this makes a National Database the Insurance Companies see and you can expect your cost for insurance in the future to increase 60% or more.

Maybe Bicycle delivery of food is still possible? I have no experience with that.
 

Attachments

Benjamin M

Well-Known Member
My experience two weeks ago (not at fault), with injuries?

  1. Uber called me after a few minutes when they detected a crash to start the report. I was dealing with responders and such so I called them later
  2. I completed both a verbal and written report of what happened
  3. I was contacted by Uber's local insurance provider, provided them a verbal report and sent photos. Because the other driver was at fault, their provider handled the claim
  4. My Uber account remained active although the car was suspended from the account
  5. Car was declared a total loss, bought a new one, added it, and drove Uber again.
Definitely make sure you have rideshare insurance! In terms of my insurance company, no worries at all. "Hey, 86 the 2012 Civic and add this 2018!"

Hope you are doing okay, that must have been very scary.
 

LetsGoUber

Member
After reporting it to Uber and the first thing you will see will be your driver account get de-activated while the accident is "investigated".

You will need to make a report to Uber's Insurance Company to get the process started for car repairs and any injury claim you have.

You will be directed to a repair facility you will owe the first $1000 towards any repairs made.

They will NOT pay for a rental while your vehicle is being repaired.

You have the option of reporting it to your Insurance Company but unless you carry Ride Share Insurance with YOUR Insurance Carrier you will probably see your Insurance Canceled. The majority of Insurance companies strictly prohibit the use of your personal vehicle for commercial purposes which is what ride share is.

So now you are owing $1,000, can't drive for Uber, don't have a vehicle and waiting on the results of their investigation.

You hit Black Ice and impacted a Rail. This will almost definitely be determined to be your fault with the reasoning being that you were negligent in being aware of existing hazardous conditions. You could/should have adjusted your driving (slower, more cautious, snow tires, etc) to account for those conditions.

Your vehicle is getting fixed but at this point, with fault laid on you, UBER'S insurance does not cover YOU for any of your personal injuries. Nor will your Insurance Company because they are probably already terminating your policy.

Can it get worse?

Of course.

You hit a rail and became an obstacle for each of the vehicles that hit you afterwards. They are going to file claims. If they have your personal insurance company information as a result of the police report or you exchanging information your personal insurance company will need to know the UBER connection and they will try to deflect it to UBER's

Someone most likely got hurt and there is a MILLION dollar Liability Policy in play so be prepared to be named in a civil Law Suit along with UBER, UBER's Insurance Company and Your Insurance Company that information. If they do not have it up front expect to be deposed on it.

If/When YOUR Insurance Carrier terminates you your defense in the matter will be left to you to pay for.

In the mean time, since you are desperate for cash flow to deal with your mounting financial and medical issues, if you drive for LYFT know that THEIR Deductible is $2,500 and the same experience awaits you.

A few weeks into this be prepared for depression, the need for treatment and meds for that followed possibly by Bankruptcy. Re-post at that point and I'll explain what happens then to you.

Ever hear the phrase "Doubling Down on Stupid"? That's what continuing to drive ride share at this point means to you.

Oh Yeah...... You, most likely, will never see your account re-activated. There were just too many others involved and there is going to be a very expensive pay-out for Uber's insurance carrier.

All of this makes a National Database the Insurance Companies see and you can expect your cost for insurance in the future to increase 60% or more.

Maybe Bicycle delivery of food is still possible? I have no experience with that.
Overkill much? Too bad for the OP this was one of the first comments.
 
Last edited:

Benjamin M

Well-Known Member
Overkill much? Too bad for the OP this was one of the first comments.
Agreed. Apart from the incredibly annoying language barrier, and redundant reports, it was no big deal.

"I was in an accident, my car was totaled and my rider was injured. I need to make a report. I was not injured. "

Later in the conversation - "so, once you have your car back from the shop.."

"My car is not in the shop, it's at a salvage yard."

"Mmm I see. Well if there was no damage to your vehicle and the passenger is okay.."

I about threw my phone out of the window lol.

Called last night to ask about a 1* rating and my first complaint ever, "rider comfort," and apparently it was from the accident two weeks ago (the pax). "Ahh yes, I see here that you were both hospitalized.." Pax had minor neck pain and was released from the ER, I was not injured at all. The language barrier is unbelievably bad.

Fortunately, the rep I spoke with last night was amazing. Hard to understand her, granted, but she said that it really bothers her when riders file complaints about drivers that are either not true or not warranted. She wanted to take action against the pax but I don't see the point of that, neither of us planned to be in a wreck. But she did file a report to have the complaint and 1* removed.
 

Seamus

Well-Known Member
My experience two weeks ago (not at fault), with injuries?

  1. Uber called me after a few minutes when they detected a crash to start the report. I was dealing with responders and such so I called them later
  2. I completed both a verbal and written report of what happened
  3. I was contacted by Uber's local insurance provider, provided them a verbal report and sent photos. Because the other driver was at fault, their provider handled the claim
  4. My Uber account remained active although the car was suspended from the account
  5. Car was declared a total loss, bought a new one, added it, and drove Uber again.
Definitely make sure you have rideshare insurance! In terms of my insurance company, no worries at all. "Hey, 86 the 2012 Civic and add this 2018!"

Hope you are doing okay, that must have been very scary.
Glad the system worked for you. If you are going to get hit the best is always rear ended both from a safety and clear fault perspective.
 

KoleUber2018

New Member
If everyone must know:

I have liability insurance so Uber insurance won't pay for the damages. Though they'll take care of the other people's damages if necessary.

As for my car... It's totaled but the outcome could have been worse.

Sucks though... That car meant alot to me.
 

backstreets-trans

Well-Known Member
If everyone must know:

I have liability insurance so Uber insurance won't pay for the damages. Though they'll take care of the other people's damages if necessary.

As for my car... It's totaled but the outcome could have been worse.

Sucks though... That car meant alot to me.
Thanks for the update,

I had a similar accident with a different app company. My car was only 2 years old so I would of been over 5 grand upside down because of the accident. I was doubling up on my car payments for this reason and ended up $1400 out of pocket after the accident.

I was able to take a defenseless driving class to get rid of my failure to maintain control ticket I received. That company removed me from the platform but without anything on my driving record I can still work for the other app companies.

Good Luck but this is a reminder to others that the risk is not really worth the reward at these low of a rate.
 
Top