I was offline (of course) and a gal pulled out from a parallel parking spot and hit me. Fortunately, my door molding took almost all of the damage, so I wasn't going to report it because I don't carry comprehensive or collision on my car, only liability. I knew I could fix it for less than $50 once the weather warms up.
I didn't even get mad at her and simply asked if she was ok and exchanged insurance info with her. However, the next day, my insurance company calls me to tell me that she filed against my policy and said I hit her while she was backing into her spot.
I forwarded the dash cam footage to my insurance company and gave them permission to pursue an insurance fraud claim against her and her insurance company. The next day, I receive this email from her insurance company...
followed by this check...
So my dash cam has already paid for itself 10 times over.
I didn't even get mad at her and simply asked if she was ok and exchanged insurance info with her. However, the next day, my insurance company calls me to tell me that she filed against my policy and said I hit her while she was backing into her spot.
I forwarded the dash cam footage to my insurance company and gave them permission to pursue an insurance fraud claim against her and her insurance company. The next day, I receive this email from her insurance company...
followed by this check...
So my dash cam has already paid for itself 10 times over.